Policies

PRIVACY POLICY

Effective Date: January 1, 2025
Contact: privacy@alltogethernow.ca

At Everything Now, we’re not just here to read the stars — we’re here to protect your data. This Privacy Policy explains what we collect, why we collect it, and how we keep it secure. We respect your privacy and comply fully with the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).

1. What We Collect

We collect only what’s needed to deliver your personalized horoscope and financial insights:

• Personal Information: Name, email address, birth date
• Payment Information: Handled securely by trusted third-party processors (we never store or see your full card details)
• Technical Data: IP address, browser type, device info, and on-site behavior via cookies and analytics tools

2. How We Use It

We use your information to:

• Generate and deliver your personalized astro-finance reports
• Process your subscription and payments
• Communicate offers, updates, and celestial alerts (with your consent)
• Improve and secure the website experience

We do not sell or share your data with advertisers.

3. Birth Data Is Sacred

Your birth chart details are used only to generate your horoscope. We treat this information with the highest confidentiality and store it securely. It is never sold, rented, or shared.

4. Your Rights Under GDPR & CCPA

If you're in the EU/UK (GDPR):

You have the right to:

• Access the personal data we hold
• Correct inaccurate data
• Request deletion (“right to be forgotten”)
• Object to processing or withdraw consent
• Request data portability

If you're in California (CCPA):

You have the right to:

• Know what personal information we collect and how it’s used
• Access or delete your personal information
• Opt out of data “sales” (we don’t sell your data, ever)

To exercise your rights, contact us at privacy@everythingnow.ca. We respond to all legitimate requests within 30 days.

5. Cookies & Tracking

We use cookies for site performance and analytics. You can disable cookies in your browser settings, though this may affect how the site functions. We don’t use tracking for creepy ad targeting — just better service delivery.

6. Data Security

We use modern encryption protocols and secure cloud storage to protect your data. Access is restricted to authorized personnel only.

7. Third-Party Services

We partner with reputable platforms (e.g., Stripe, Substack, Google Analytics) under strict data protection agreements. They only process your data to the extent necessary to provide our services.

8. Data Retention

We retain your data only for as long as needed to provide our services or comply with legal obligations. You can request deletion at any time.

9. Policy Updates

We may update this Privacy Policy. You’ll always find the latest version on this page. Material changes will be communicated directly.

10. Questions?

Email us at privacy@everythingnow.ca.
No bots. No bureaucracy. Just real answers, from real people.

Everything Now
Cosmic insights. Private by design.
Because your chart belongs to you — and no one else.

COOKIES POLICY

Last Updated: January 1, 2025

What Are Cookies?

Cookies are small text files stored on your device when you visit our website. They help us improve functionality, analyze traffic, and personalize content.

How We Use Cookies

• Essential Cookies: Necessary for site functionality (e.g., login, payment processing).
• Analytics Cookies: Track visitor behavior (e.g., Google Analytics).
• Marketing Cookies: Used for ads and retargeting (e.g., Facebook Pixel).

Your Choices

• Accept All: Click "Accept" on our cookie banner.
• Reject Non-Essential: Adjust settings in our Cookie Preference Center (if implemented).
• Block Cookies: Disable via browser settings (may break site features).

Third-Party Cookies

We use services like:

• Stripe/Payment processors

These providers have their own policies.

By using our site, you consent to cookie use unless disabled.

TERMS OF SERVICE (TOS)

Last Updated: January 1, 2025

1. Acceptance of Terms

By accessing "Everything Now" (the "Service"), you agree to these Terms.

2. Service Description

We provide astro-finance insights (not financial advice). Subscriptions include:

• Personalized horoscope-based financial timing reports
• Market trend analysis based on planetary cycles

3. No Financial Advice

• Not a substitute for professional financial advice.
• We do not recommend specific investments.
• You are solely responsible for financial decisions.

4. Subscription & Payments

• Free Trial: Automatically converts to paid subscription unless canceled.
• Billing: Recurring monthly/annual charges.
• Cancellation: Anytime via account settings. No refunds for partial periods.

5. Intellectual Property

All content (reports, forecasts, website copy) is owned by Everything Now. Unauthorized sharing is prohibited.

6. Limitation of Liability

We are not liable for:

• Financial losses from following our insights.
• Website downtime or technical issues.

7. Governing Law

Disputes governed by Ontario, Canada law.

DISCLAIMER

Last Updated: January 1, 2025

1. Entertainment Purposes Only

• "Everything Now" provides astrological financial insights for entertainment and informational purposes only.
• Not a substitute for licensed financial, legal, or tax advice.

2. No Guarantees

• Past performance ≠ future results.
• Astro-finance timing is speculative.

3. User Responsibility

• You assume all risk for financial decisions.
• Consult a financial advisor before investing.

4. Earnings Disclaimer

• No promise of profits. Testimonials are individual results, not typical.

5. Astrology ≠ Science

• Methods are based on astrological traditions, not empirical financial analysis.

By using this site, you agree to this disclaimer.